A Phisher gets hold of your email id with your password. Then he opens your mail account and composes a mail as if you are writing and mails to all your contacts. It will read as if your are stuck in a in a remote location and without money and require money urgently. The mail will request the contacts to deposit a sum in a particular bank account. If your email friend is wise enough, he will contact you by phone. Even if a few of gullible friends deposit the money 'You' have requested in 'your' account, the phisher has profited from your friends.

Possible routes to give aways of your passwords etc., are cyber cafes

It is dangerous to open email accounts and or make money transfers or make purchase of various merchandises or tickets in cyber cafes. Some of these cyber cafe operators load a invisible program which secretly record all your keyboard strokes and names of the sites visited by you. This program will give away all your critical data like email address with password, Credit or Debit card no with PI Nnumber.